It is no secret we sell life insurance. In fact, because we are an independent insurance agency, we represent the life insurance products of many insurance companies in our network. While we offer both whole life (or permanent) insurance) and term insurance, there are some specific circumstances where term insurance really shines.
Can we sell you some term insurance?
Here’s just some of what you should know.
Term Insurance Offers Protection for a Specific Period of Time
This is useful in making sure your 20 or 30-year mortgage is accounted for or through that period of time when you have the most risks. This could include your years of highest income and perhaps when you have young children. You may not always need a large amount of life insurance, but term life insurance is there when you do.
Term Insurance is Affordable
Term insurance premiums are exceptionally affordable, especially during the years when you need it most. You may be able to secure $1 million plus in coverage for less than half of what you may be spending on your cell phone and streaming services.
It May Be Easier to Acquire Than What You Think
In most cases, even larger amounts of term life insurance can be acquired with little to no hassles. Odds are you won’t even have to undergo a medical exam. Of course, this may vary based on your current health and lifestyle, but for most it is a matter of answering a series of questions.
Term insurance can cover you through the riskiest portion of your life. It is surprisingly affordable. It is easy to acquire and it will immediately provide you and your family with peace of mind.
So, can we sell you some term life insurance?
That may be a bit direct, but if there’s anything else you would like to know, let us know. Contact us for your specific price quote and details today.