When you think about your obligations to your customers, what comes to mind? Perhaps offering good products or services at a fair price. Maybe it is to be accessible with customer-friendly hours of operation. Maybe it is standing behind your products and services.
For those who operate brick and mortar locations, one of the biggest obligations you have to customers and potential customers is keeping them safe. That is more far-ranging than you may first think.
It includes making sure your store, office, waiting area, and even parking lot can be maneuvered through without a slip or fall. It means making sure your facility is well-lit and that spills are promptly cleaned. It can even mean protecting visitors from attacks from employees or other customers.
Now, that doesn’t mean you will be held liable in every case where an injury occurs on your premises. It does mean you have an obligation to perform due diligence when it comes to keeping them safe. This can require everything from marking level changes with yellow paint or tape to securing “wet floor” signage.
Not paying enough attention to customer safety can put you or your company at risk for an injury lawsuit.
This is why the liability provisions of your business insurance are so critical. An injury claim can arise any day at any time from a variety of circumstances. If it occurs, liability coverage can help prevent devastating financial ramifications.
Liability insurance for your business not only can potentially help cover any settlements or judgments in a liability lawsuit but can potentially also help cover the associated legal fees.
You may not be able to prevent every accident or injury in and around your place of business, but you can minimize the financial risks they can pose. We can help.
Let’s discuss your business, your risks, and how they can be minimized. We can get you a business insurance quote that includes critical liability coverage. Keep your customers safe while you protect your assets and your business. We are here to help. Reach out and contact us today for the peace of mind you deserve.