List of Services

• The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate Don't delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
  The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
• Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January Just bought a used car? Don't forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
  Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
• The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure Mid-January system failure is costly. Learn why standard home insurance doesn't cover your broken furnace and why you need an Equipment Breakdown endorsement now.
  The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
• The Great Indoor Escape: Launching Your Mid-January Reading Challenge Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
  The Great Indoor Escape: Launching Your Mid-January Reading Challenge
• Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
  Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
• Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.
  Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance
• The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.
  The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances
• Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms Don't wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.
  Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms
• Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the "winter spark" and how to stay grounded.
  Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day
• The Digital Clean Slate: Securing Your Business Cyber Insurance Digital organization is key. An audit of your cyber policy and MFA security measures is vital to meet 2026 insurance requirements and lower premiums.
  The Digital Clean Slate: Securing Your Business Cyber Insurance
• The Healthy Policy: Leveraging Your January Wellness Resolutions for Life Insurance Savings Did you resolve to get healthier? Your improved fitness can translate into lower life insurance premiums in the new year.
  The Healthy Policy: Leveraging Your January Wellness Resolutions for Life Insurance Savings
• Post-Holiday Adjustments: Auditing Your Auto Policy for New Drivers and Commute Changes Did a student driver leave for school or return home? Update your auto policy's garaging address and drivers to avoid huge claim issues.
  Post-Holiday Adjustments: Auditing Your Auto Policy for New Drivers and Commute Changes
• New Year, New Value: How to Audit Your Home Insurance for Proper Coverage Kick off the year by checking your policy. Ensure your home's replacement cost is up-to-date and your new holiday gifts are properly scheduled.
  New Year, New Value: How to Audit Your Home Insurance for Proper Coverage
• Cinnamon, Cocoa, and Contentment: The Hygge Approach to December Holiday Feasting Ditch the stressful feast! Simple, warm, and comforting recipes and rituals to bring the cozy Danish concept of Hygge to your holiday table this December.
  Cinnamon, Cocoa, and Contentment: The Hygge Approach to December Holiday Feasting
• Guard the Till: Insuring Your Business Against the Holiday Spike in Employee Theft and Fraud Internal threats are highest in December. Secure your inventory and cash flow with Commercial Crime Insurance (Fidelity Bonds) to protect against employee dishonesty.
  Guard the Till: Insuring Your Business Against the Holiday Spike in Employee Theft and Fraud